FAQ All your Answer to invest in the Riviera Maya
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Q:
Is Mexico considered a stable place to invest?
A:
Yes, exceptionally so. Mexico is the second-largest economy in Latin America and has extensive trade relationships with the U.S. and Canada through USMCA. It has seen consistent tourism and foreign investment growth, especially in the Riviera Maya.
Q:
Can foreigners own property in Mexico?
A:
Yes. Foreigners can fully own property through a Bank Trust (Fideicomiso) in restricted zones or through direct deed in unrestricted areas.
Q:
Why do people invest in Playa del Carmen?
A:
Playa del Carmen offers a rare mix of Caribbean beachfront living, modern infrastructure, strong tourism, and attractive returns on investment.
Q:
What’s included in the advertised price?
A:
The turnkey prices include land, construction, finishes, furniture packages, appliances, air conditioning, and legal fees.
Q:
Is the Fideicomiso safe?
A:
Yes. It’s a widely used legal structure established under Mexican law and monitored by the government.
Q:
How long does the process take?
A:
Typically 30–60 days depending on due diligence, bank trust setup, and legal processing.
Q:
Can I use financing?
A:
Yes. Some developers offer financing, and international banks offer mortgages to foreigners.
Q:
Are there any hidden costs?
A:
No. The advertised price is all-inclusive unless stated otherwise.
Q:
Can I rent my property?
A:
Absolutely. Most buyers use platforms like Airbnb or hire property managers.
Q:
What kind of returns can I expect?
A:
Annual ROI typically ranges from 8–14%, depending on property type, location, and management.
Q:
Do I need a special permit to rent?
A:
Yes. A rental license and registration with local tax authorities are required.
Q:
What taxes apply to rental income?
A:
Rental income is taxable in Mexico and your home country. Many owners hire an accountant.
Q:
How is rental income collected?
A:
Usually via wire transfers or deposit to a Mexican or international bank account.
Q:
Do I receive a legal title?
A:
Yes. Every property comes with a registered legal title backed by a notary and public registry.
Q:
Is escrow used?
A:
Yes. Escrow services are common and recommended for safe transactions.
Q:
Who oversees the closing process?
A:
A notary public, alongside a closing attorney and your real estate agency.
Q:
Can I live in the property full-time?
A:
Yes. Many buyers make the property their permanent or seasonal home.
Q:
Do I need a visa to live in Mexico?
A:
Yes. Temporary or permanent resident visas are available and widely used.
Q:
How’s the healthcare system?
A:
Excellent. Mexico offers affordable private and public healthcare services with international standards.
Q:
Is insurance required?
A:
It’s not mandatory but highly recommended. International health plans are accepted.
Q:
Is English widely spoken?
A:
Yes, especially in tourist and expat areas like Playa del Carmen.
Q:
Can I bring pets?
A:
Yes, Mexico allows pets with proper health certificates and documentation.
Q:
What about schooling?
A:
Playa del Carmen offers private international schools with English instruction.
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